Research

Core processors are the infrastructure behind every card swipe, but their role is often misunderstood. Whether you are launching a new card program or scaling an existing one, this report will help you understand how core processors work and when it makes sense to work with one directly. We explain what processors do, how the market has evolved, and the tradeoffs between using a program manager or engaging a core processor yourself. You will also find detailed profiles of CoreCard, Episode Six, Galileo, Highnote, i2c, Lithic, Marqeta, Qolo, Stripe, and Zeta. The goal is to give your team the clarity and context needed to make smart infrastructure decisions as you build and grow your card product.

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