2026 is almost here and we have thoughts! Check out the Annual Trends Report for 2025
What does it mean for crypto now that three of the four major networks — Visa, Mastercard, and American Express —power Bitcoin rewards programs?
With average FICO scores declining and an increasing number of workers turning freelance, how can underwriting methods adapt to assess risk accurately? Is it time for challenger credit products to take center stage?
In our latest report, The Totavi Annual Trends Report: Recap of 2025 and Predictions for 2026, we highlight the most significant product launches, partnerships, and acquisitions of 2025 and hypothesize on how these events may have laid the foundation for major disruptions and innovation in 2026.
We list five major predictions for 2026, and each prediction is paired with a Totavi Wishlist item, which is a tool or product that our team hopes will be created in the near future. They're also meant to serve as inspiration for fintech innovators.
If you're building, scaling, or advising in the U.S., our analysis offers a clear snapshot of where the fintech market is headed. We've packed the report with actionable insights and data-backed research to help you move forward with clarity and conviction.
The Totavi Annual Trends Report: Recap of 2025 and Predictions for 2026 is now available. Download it for free here, and get a head start on shaping the future of fintech and card issuing.
